We are not financial professionals. If you seek investment advice, consult a registered, qualified investment counselor and as with any other professional service, confirm their track record and referrals. Only one of us is a health care professional, but once again, seek professional advice for your particular situation. Nothing on this site should be construed as advice or guidance nor is it offered as such. The content of this website are our personal opinions and interests and are not offered up as anything else. While the things we write about may have worked for us, they may or may not work for you, depending upon your personal situation. Please make your own decisions and don’t do something just because we think it was a good idea. Our opinions and perspectives should not be taken as professional advice, so please do your own due diligence before making such decisions.